Bloomington Foundation Repair
Home owning is one of the biggest steps we can make in our lives, and definitely one of the most stressful that we have. Not only do we have to worry about a mortgage and keeping things looking nice, but we also have to worry about constant repairs and keeping our homes up to code. One of the most important things to our homes though, is the foundation. The foundation is arguably the most important part of the home, but it is without a doubt the base that holds everything together. Making sure that your foundation is doing everything that it needs to is very important, whether your building a new home, or moving into a new one, the same reasoning remains: your foundation is really important, and needs to be done right! There are a few things to know about foundations first before we delve into the process of repairing one. First, foundations need to be poured on flattened and even ground, if the ground for some reason wasn’t properly evened out your foundation won’t be level and will not work correctly, leading to probable damage to your home. Problems like this need to be taken care of as soon as they’re noticed. Most inspectors catch these problems as soon as they get to a property, which is good. Once the ground has been properly flattened and the foundation is poured level, the next thing to look for is cracking in the foundation. Minor cracking is somewhat of an easy fix. However, if the cracking is deemed to be more than minor, then the more work has to be done. Makes sense, right? More work needed, obviously means that it will take more time to deal with. It also means more money that you’ll end up spending. It’s always a good idea to get a new home inspected before you buy, for the sake of making sure that your home is actually safe and won’t need a ridiculous amount of work. But enough with the negativity, no one needs more of that in their lives, so lets answer some of the most frequently asked questions!
Is foundation repair covered by home insurance?
The short answer is yes, usually. Most home insurance companies will work with you on repairs to a foundation. If they don’t pay for all of the repair, they’ll at least cover most of the charges. It all depends, however, on the policy and company that you go through. Some more expensive policies cover almost all repairs that come to your home, but let’s be honest, almost no one pays for the most intensive and expensive plan for their home that they could have. That makes total and logical sense too though, I mean usually you don’t end up using every single outlet of a plan which means you’re over paying for things you don’t need. Some areas will require you to have flood insurance, one natural way to have damages on your foundation, on your home, which would make sure that your insurance company will at least cover a little bit of the damages and repairs that you’ll have to take care of. Other areas require you to have earthquake insurance, which is another natural way for damage to occur to your foundation, and again your insurance company will have to cover at least a little bit of the damage that you’ll have. In the worse case scenario, your insurance company isn’t going to pay for any of the repairs needed, and you’re going to need to pay for all of the repairs needed out of pocket. Luckily for you, there is a company that provides affordable, professional care to help you with all the problems that you have. Because you’ll be working with professionals, we can help you understand the entire process that your foundation will go through, with a total price breakdown so that you know you’re not going to be taken for a ride, and can see exactly what you’re paying for.
How long does foundation repair last?
When done correctly, foundation repairs last lifetimes. Unless there’s giant earthquakes, flooding, and nuclear fallout, chances are that your foundation repair will last for at least a few lifetimes if it’s done right. If you happen to live in an area that has a ridiculous amount of flooding, or just more than average amount of rain, it's important to have a foundation that is up to code. There are a few things that go into making sure that your foundation is ready for torrential rain, like sealing it away and making sure that there are no cracks for water to seep into to make the problem any worse. Like I said though, almost all repairs that you will need on your foundation like, sealing, crack repair, settling problems, or even entire foundation replacement will last almost always for more than a lifetime, especially when you work through a company of complete professionals who know what they’re doing. I do understand that DIY is kind of the rage these days, which makes total sense, because why should you pay for something when you could do it yourself? It makes all the sense in the world to learn how to do something for you, while you save money at the same time. Foundation repair is something that you should not try to do on your own, however.
Why do I need foundation repair?
Let’s talk about what happens if you don’t get your foundation repaired, when it very clearly needs it. Foundations hold up all of your home, so when they are in disrepair, the rest of your home gets damaged. Walls start to bow in on themselves, ceilings can start to sag, and entire roofs can collapse in on themselves when your foundation isn’t level. The longer you take to fix an uneven foundation, the more likely you are going to have to pay even more to repair the rest of your home as well. The same is true for the rest of foundation repair issues. You need to take care of problems the second they show up.